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	<title>WillBrownsberger.com &#187; pensions &amp; benefits</title>
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	<link>http://willbrownsberger.com</link>
	<description>State Senator -- 2nd Suffolk and Middlesex -- Democrat</description>
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		<item>
		<title>Effects of Municipal Health Care Vote</title>
		<link>http://willbrownsberger.com/index.php/archives/8915</link>
		<comments>http://willbrownsberger.com/index.php/archives/8915#comments</comments>
		<pubDate>Sat, 10 Dec 2011 13:47:11 +0000</pubDate>
		<dc:creator>TomRawson</dc:creator>
				<category><![CDATA[health care]]></category>
		<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[speak out]]></category>
		<category><![CDATA[Long-term Financial Obligations and Outlook]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=8915</guid>
		<description><![CDATA[Hi Will &#8230; The bill passed recently preventing unions from collective bargaining on health plan design was sold by you and others on the basis that municipal managers needed the flexibility it offered in the face of rising health care costs, that benefits were unusually generous in some towns (e.g. $5 co-pays, very low premium [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Summary of House Session</title>
		<link>http://willbrownsberger.com/index.php/archives/8909</link>
		<comments>http://willbrownsberger.com/index.php/archives/8909#comments</comments>
		<pubDate>Thu, 01 Dec 2011 12:03:46 +0000</pubDate>
		<dc:creator>Will Brownsberger</dc:creator>
				<category><![CDATA[budget]]></category>
		<category><![CDATA[legislation]]></category>
		<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[reform]]></category>
		<category><![CDATA[social issues]]></category>
		<category><![CDATA[casinos]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[local aid]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[redistricting]]></category>
		<category><![CDATA[transgender]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=8909</guid>
		<description><![CDATA[While I voted against the gambling bill, I think that we got a number of other good things done in this session.  The biggest may be the redistricting plan which has been widely praised for the increase it creates in the number of districts from which minority candidates may potentially be elected.]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/8909/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A productive day at the state house</title>
		<link>http://willbrownsberger.com/index.php/archives/8827</link>
		<comments>http://willbrownsberger.com/index.php/archives/8827#comments</comments>
		<pubDate>Wed, 16 Nov 2011 02:20:48 +0000</pubDate>
		<dc:creator>Will Brownsberger</dc:creator>
				<category><![CDATA[legislation]]></category>
		<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[social issues]]></category>
		<category><![CDATA[casinos]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>
		<category><![CDATA[redistricting]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=8827</guid>
		<description><![CDATA[The day before the final day of the 2011 session the House completed work on a number of good bills:

]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/8827/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Municipal Health Insurance Reform</title>
		<link>http://willbrownsberger.com/index.php/archives/8204</link>
		<comments>http://willbrownsberger.com/index.php/archives/8204#comments</comments>
		<pubDate>Fri, 01 Jul 2011 17:15:56 +0000</pubDate>
		<dc:creator>Will Brownsberger</dc:creator>
				<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=8204</guid>
		<description><![CDATA[The state budget approved today includes a new approach to health care negotiation for municipal employees.  It streamlines today's very cumbersome process while setting reasonable boundaries on the choices that municipal managers can make and assuring some sharing of savings with employees. ]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/8204/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Group Insurance Commission Costs</title>
		<link>http://willbrownsberger.com/index.php/archives/8122</link>
		<comments>http://willbrownsberger.com/index.php/archives/8122#comments</comments>
		<pubDate>Wed, 22 Jun 2011 16:06:27 +0000</pubDate>
		<dc:creator>Will Brownsberger</dc:creator>
				<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=8122</guid>
		<description><![CDATA[One of the most important subjects in the conversation about municipal health care has been the risk of high out-of-pocket costs.  The GIC has just released a study which sheds light on this issue.]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/8122/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Pension Proposal wins Prize</title>
		<link>http://willbrownsberger.com/index.php/archives/8007</link>
		<comments>http://willbrownsberger.com/index.php/archives/8007#comments</comments>
		<pubDate>Thu, 02 Jun 2011 12:01:18 +0000</pubDate>
		<dc:creator>Will Brownsberger</dc:creator>
				<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=8007</guid>
		<description><![CDATA[A panel of judges for the Pioneer Institute's Better Government Competition has awarded me their 2011 First Prize for my pension reform proposal.
]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/8007/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Interesting article on unions and pensions</title>
		<link>http://willbrownsberger.com/index.php/archives/7858</link>
		<comments>http://willbrownsberger.com/index.php/archives/7858#comments</comments>
		<pubDate>Wed, 11 May 2011 12:07:03 +0000</pubDate>
		<dc:creator>DavidChase</dc:creator>
				<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[speak out]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=7858</guid>
		<description><![CDATA[Will, Interesting article here, partly on recents trends in union-busting, but also on public employee pensions.  Proposes, in the final paragraphs, that perhaps pensions should be put to a vote, just like bonds. http://www.washingtonmonthly.com/magazine/mayjune_2011/features/the_fallacy_of_union_busting029139.php I&#8217;m not certain this would work well, because the public tends to have anti-Keynesian impulses (&#8220;I&#8217;m cutting back, so should the [...]]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/7858/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>healthcare vote</title>
		<link>http://willbrownsberger.com/index.php/archives/7808</link>
		<comments>http://willbrownsberger.com/index.php/archives/7808#comments</comments>
		<pubDate>Thu, 28 Apr 2011 16:39:35 +0000</pubDate>
		<dc:creator>JamesNager</dc:creator>
				<category><![CDATA[legislation]]></category>
		<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[speak out]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=7808</guid>
		<description><![CDATA[We send our elected representatives to the State House to make hard decisions.  They are usually not popular with everyone.  Representative Brownsberger has listened to all sides of this issue and made the best choice possible.  Saying no is the hardest thing any of us has to do.  Will, your experience in town government shows [...]]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/7808/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Played by the rules</title>
		<link>http://willbrownsberger.com/index.php/archives/7802</link>
		<comments>http://willbrownsberger.com/index.php/archives/7802#comments</comments>
		<pubDate>Thu, 28 Apr 2011 02:07:43 +0000</pubDate>
		<dc:creator>loisjacobs</dc:creator>
				<category><![CDATA[legislation]]></category>
		<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[speak out]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=7802</guid>
		<description><![CDATA[Rep. Brownsberger, You said in the posting the Unions played by the rules but you have chosen to change them and that is not good faith bargaining.  I read your posting that because you are a legislator, you can change the rules.  As a union member who has negotiated contracts for my local, I played [...]]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/7802/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Will&#8217;s Vote on Health Care</title>
		<link>http://willbrownsberger.com/index.php/archives/7796</link>
		<comments>http://willbrownsberger.com/index.php/archives/7796#comments</comments>
		<pubDate>Wed, 27 Apr 2011 12:51:08 +0000</pubDate>
		<dc:creator>JimMunsey</dc:creator>
				<category><![CDATA[legislation]]></category>
		<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[speak out]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=7796</guid>
		<description><![CDATA[From today&#8217;s Boston Globe &#8211; &#8220;“It’s pretty stunning,’’ said Robert J. Haynes, president of the Massachusetts AFL-CIO. “These are the same Democrats that all these labor unions elected. The same Democrats who we contributed to in their campaigns.&#8221;  Congratulations to you, Will, and the others who voted FOR the people of MA who get handed [...]]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/7796/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Collective Bargaining Rights</title>
		<link>http://willbrownsberger.com/index.php/archives/7795</link>
		<comments>http://willbrownsberger.com/index.php/archives/7795#comments</comments>
		<pubDate>Wed, 27 Apr 2011 12:46:55 +0000</pubDate>
		<dc:creator>Anthony Canella</dc:creator>
				<category><![CDATA[legislation]]></category>
		<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[speak out]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=7795</guid>
		<description><![CDATA[I believe it is incredibly insensitive and reprehensible to remove collective bargaining rights from the union when planning health care options for their employees.   As a lifetime Democrat, I believe it is time for me and others to reconsider our political affiliation.     Why are you so afraid of our right to bargain [...]]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/7795/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The Vote on Health Care</title>
		<link>http://willbrownsberger.com/index.php/archives/7786</link>
		<comments>http://willbrownsberger.com/index.php/archives/7786#comments</comments>
		<pubDate>Wed, 27 Apr 2011 11:32:13 +0000</pubDate>
		<dc:creator>Will Brownsberger</dc:creator>
				<category><![CDATA[legislation]]></category>
		<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=7786</guid>
		<description><![CDATA[Last night the House of Representatives voted 113 to 42 to remove health care plan design from collective bargaining  for municipal employees.   I view the reform as a very modest and responsible labor law adjustment that reflects important practical realities.]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/7786/feed</wfw:commentRss>
		<slash:comments>15</slash:comments>
		</item>
		<item>
		<title>Belmont Town Meeting Presentation</title>
		<link>http://willbrownsberger.com/index.php/archives/7763</link>
		<comments>http://willbrownsberger.com/index.php/archives/7763#comments</comments>
		<pubDate>Mon, 25 Apr 2011 13:00:47 +0000</pubDate>
		<dc:creator>Will Brownsberger</dc:creator>
				<category><![CDATA[budget]]></category>
		<category><![CDATA[legislation]]></category>
		<category><![CDATA[local aid]]></category>
		<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=7763</guid>
		<description><![CDATA[I'll be reporting on budget issues to the Belmont town meeting on May 9. ]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/7763/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Independent compensation committee to decide public employee compensation?</title>
		<link>http://willbrownsberger.com/index.php/archives/7761</link>
		<comments>http://willbrownsberger.com/index.php/archives/7761#comments</comments>
		<pubDate>Mon, 25 Apr 2011 01:56:12 +0000</pubDate>
		<dc:creator>David Levitt</dc:creator>
				<category><![CDATA[legislation]]></category>
		<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[speak out]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=7761</guid>
		<description><![CDATA[The pay scales of public employees might be decided by an impartial referee committee that has no vested interest but the public interest (as much as is humanly possible). Politicians should not be directly involved in negotiating with unions. I believe in the very high value of unions.  However,  it is true that most people [...]]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/7761/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Health care</title>
		<link>http://willbrownsberger.com/index.php/archives/7740</link>
		<comments>http://willbrownsberger.com/index.php/archives/7740#comments</comments>
		<pubDate>Sat, 23 Apr 2011 02:43:22 +0000</pubDate>
		<dc:creator>EugeneRecord</dc:creator>
				<category><![CDATA[legislation]]></category>
		<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[speak out]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=7740</guid>
		<description><![CDATA[Will -I support your stand with the speaker on removing bargaining rights for municipalities on health care. Budgets are being cut to the bone and everything should be on the table in setting town budgets. Health care is also the prime area of expense growth and we all have to share the pain of controlling [...]]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/7740/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Health care costs</title>
		<link>http://willbrownsberger.com/index.php/archives/7734</link>
		<comments>http://willbrownsberger.com/index.php/archives/7734#comments</comments>
		<pubDate>Fri, 22 Apr 2011 23:47:42 +0000</pubDate>
		<dc:creator>malcolm_mcpherson</dc:creator>
				<category><![CDATA[legislation]]></category>
		<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[speak out]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=7734</guid>
		<description><![CDATA[Will, I support your stand on allowing local authorities to modify contracts. All budgets are under pressure and there has to be shared sacrifice. I would like to see some more sacrifice by taxpayers. The tax rate could easily go up. The quid pro quo would be that towns and the State Government would have [...]]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/7734/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Local Health Plans in the HWM Budget</title>
		<link>http://willbrownsberger.com/index.php/archives/7656</link>
		<comments>http://willbrownsberger.com/index.php/archives/7656#comments</comments>
		<pubDate>Wed, 13 Apr 2011 17:47:01 +0000</pubDate>
		<dc:creator>Will Brownsberger</dc:creator>
				<category><![CDATA[budget]]></category>
		<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=7656</guid>
		<description><![CDATA[The House Ways and Means budget includes a relatively strong form of the Massachusetts Municipal Association's plan design proposal.]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/7656/feed</wfw:commentRss>
		<slash:comments>40</slash:comments>
		</item>
		<item>
		<title>Public Pension Investment Return Assumptions (updated 3/28/11)</title>
		<link>http://willbrownsberger.com/index.php/archives/6347</link>
		<comments>http://willbrownsberger.com/index.php/archives/6347#comments</comments>
		<pubDate>Wed, 16 Mar 2011 02:22:13 +0000</pubDate>
		<dc:creator>Andrew Apostolos</dc:creator>
				<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[speak out]]></category>
		<category><![CDATA[Long-term Financial Obligations and Outlook]]></category>
		<category><![CDATA[pensions]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=6347</guid>
		<description><![CDATA[The inter-generational fairness of the public pension system depends on the investment return assumption used in planning.  This post collects resources on this subject.]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/6347/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Changing state employee benefits</title>
		<link>http://willbrownsberger.com/index.php/archives/6330</link>
		<comments>http://willbrownsberger.com/index.php/archives/6330#comments</comments>
		<pubDate>Mon, 14 Mar 2011 15:49:07 +0000</pubDate>
		<dc:creator>Kate Caffrey</dc:creator>
				<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[speak out]]></category>
		<category><![CDATA[public sector wages and benefits]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=6330</guid>
		<description><![CDATA[Disclaimer:  I am a state employee who works in Higher Education. Will, I understand that state employees get a lot of  bad press.  I understand that a lot of people are angry when they hear about all of the people who get jobs through connections, and get raises beyond what private employees get, etc.  But, [...]]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/6330/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Income Trends</title>
		<link>http://willbrownsberger.com/index.php/archives/6213</link>
		<comments>http://willbrownsberger.com/index.php/archives/6213#comments</comments>
		<pubDate>Sun, 06 Mar 2011 16:13:04 +0000</pubDate>
		<dc:creator>Andrew Apostolos</dc:creator>
				<category><![CDATA[pensions & benefits]]></category>
		<category><![CDATA[speak out]]></category>
		<category><![CDATA[Long-term Financial Obligations and Outlook]]></category>

		<guid isPermaLink="false">http://willbrownsberger.com/?p=6213</guid>
		<description><![CDATA[There are many ideas out there about how earnings, real and expected, affect spending.  Milton Friedman&#8217;s 1957 Permanent Income Hypothesis is probably the most famous.  In its strictest form, it implies that changes in current income, such as a raise or inheritance, shouldn&#8217;t change consumption at all. That&#8217;s an awfully strong statement.  In 1989, John [...]]]></description>
		<wfw:commentRss>http://willbrownsberger.com/index.php/archives/6213/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
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